Authentication & Authorization

Premier authentication and authorization for credit unions

Combat fraud with industry-leading authentication and authorization solutions.

Woman viewing digital authentication and authorization data on a futuristic interface

Stay Ahead of Fraud with Advanced Technology

Detect Fraud Across Channels in Real Time

Prevent Account Takeovers and Card-Not-Present Fraud

Reduce Fraud Losses and Chargebacks

Enhance Security with Biometric Authentication

Intelligent Fraud Authentication for Proactive, Connected Protection

With seamless integration, our solutions help you:

Leverage AI and machine learning to detect anomalies
Automate fraud alerts and minimize member disruption
Securely verify member identities with advanced biometric technology
Reduce manual review time with intelligent fraud decisioning

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Comprehensive Authorization Solutions

IDCheck: Smart device authentication within the Shared Branch network
Rewards: Neural network monitoring and machine learning scoring prevents fraudulent bill payment or rewards redemptions
Secure Online Transactions (3DS): AI-powered transaction monitoring to prevent BIN attacks and unauthorized activity
Token Management: Preauthorization fraud protection for secure digital transactions
Intelligent Fraud Decisioning: Transactional engine that adapts quickly to trends and supports a reduction in chargebacks, false positive ratios and losses
Risk Scores: AI-driven model enhances fraud identification and decisioning

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Measurable Impact

99% first-pass success rate for IDCheck authentication
48% validation time saved for members
$241 million in potential fraudulent transactions blocked in a single month

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Momentum for Your Fraud Protection

Prevent & Detect

Fraud protection powered by advanced risk analytics

Risk Mitigation Services

Tailored, expert-driven risk mitigation strategies

Disputes Resolution

Simplified, end-to-end disputes management

Delinquency

Outsourced collections tailored for credit unions

Explore More Solutions to Fuel Your Growth

Accelerate Your Path to Success